1Brown ground meat/turkey & onion; drain.
2Add taco seasoning and stir in refried beans.
3Mix soup and sour cream in a separate bowl.
4Spread 1/2 sour cream mixture in the bottom of a casserole dish.
5Tear up 3 tortillas and spread over sour cream mixture.
6Put 1/2 the meat bean mixture over that.
7Add a layer of cheese.
8You could put some hot sauce on this now.
9Repeat the layers.
10Sprinkle cheese over the top and bake, uncovered, at 350°F for 20-30 minutes.